Motor
Vehicle insurance purchased for for individuals and or families using their cars either for business or private use to protect against any physical damage to the vehicle.
Household Content Cover
Content insurance pays for damage to or loss of material possessions that are not fixtures of the building. In this section all contents of the household must be insured at replacement value. At NMM we have an inventory list for each client to help determine the sum insured of their household contents.
All Risk Cover
This is insurance for either specified items or unspecified items where cover is needed outside of the home. This is worldwide cover for your valuable items. Including cellphones, watches, laptops, jewelry, cameras, bicycles, sunglasses etc.
Building
This insurance is used to replace your entire home including out buildings, gates, fences, garages, swimming pools and driveways due to fire, water damage, theft and some weather damage. You must ensure the sum insured is for total replacement costs.
Body Corporate
This is specialised building insurance for residential complexes or a collective of buildings, such as sectional title units, this covers buildings and common property as well as all fixtures within the sections.
Liability Cover
This is personal liability to cover you if you are found negligent or legally liable for damage caused to others as a result of an incident on your property.
Pet
No one plans on their pet getting sick, this provides cover for each pet with comprehensive cover for unexpected accidents and illness.
We’ve got you covered!
Fire
Insurance that is used to cover damage to a property caused by fire, lightning , explosion, earthquake and water.
Buildings combined
This is insurance for buildings such as office blocks, flats and schools. These types of buildings have shops on the ground floors and this section is generally where the buildings should be insured.
Office contents
This insurance covers you for loss or damage to your movable items in your office space.
Business interruption
This insurance covers you for the loss of profits/income that the business may suffer after a disaster. This type of insurance can be vital to the survival of your business.
Accounts Receivable
A form of credit for debtors due to a loss. This type of insurance protects you in the case where you are unable to trace debtors due to a loss IE. fire.
Theft
Burglaries can be costly, this insurance covers you for loss or damage at your premises due to an incident of theft accompanied by forcible and violent entry or exit to the premises.
Money
This insurance protects you financially against the loss of or damage to your money kept in your premises.
Glass
This insures you for the damage to the interior or exterior glass at your premises.
Fidelity
This insurance is taken out to cover a loss against dishonest employees.
Goods in Transit
This insurance provides financial protection against the loss of or damage to goods being transported as part of your business activity.
Business all risk
This insurance provides you with comprehensive cover for laptops, cellphones, tools portable equipment when being used away from the business premises.